She is super responsible and pays all her bills the day she receives them. She has full coverage insurance on her vehicle and she gets the oil changed exactly every three months. He is a little more laid back and has paid an overdue fine a few times this year. He has waited for his oil light to go on before taking it in for an oil change. He has basic liability insurance. This couple is about to walk down the aisle and needs to have an important insurance discussion.
The couple sees the potential to save money buy obtaining an instant online quote for a policy covering both of their autos and their home. A joint policy discount can save them both some money, the only problem is that they must agree on the type of coverage that they should each carry.
She wants them both to have full coverage protection. He wants them both to have liability only coverage to save money. Fortunately, there are ways to meet both of these customer’s needs by providing them with a policy they can afford. You can take advantage of a multi-policy discount and get various types of coverage on two different automobiles. Since she has a more expensive vehicle that has been well maintained it makes sense for her to want to keep her full coverage protection. Since he has an older vehicle that is not in top condition it also makes sense for him to carry liability only.
A married couple can carry different levels of coverage on different vehicles. This enables each of them to get the level of protection they need to insure different cars while allowing them to drive the vehicles interchangeably. He can drive her car and have the protection of full coverage insurance. She probably won’t want to drive his car, but when she does she will be insured under his liability only coverage.
When you are about to get married and start discussing combining car insurance policies, get a few quotes from various companies and get the type of coverage you prefer. Even if you have different opinions on the type of coverage you should both carry, you can insure each vehicle at a different level of coverage in order to satisfy both of your desires. Combining your policies will provide you with the opportunity to lower your rates. Shop around for quotes to find out about the advantages of combining policies.